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Eligibility criteria

Empower your ambitions, Invest in your future

  • Nationality should be Indian.
  • Minimum- 16 years Maximum- 35 years
  • For pursuing: Graduation /Postgraduate Degree or a PG diploma in professional Education.
  • Universities applied: Listed,Recognized and Accredited Institutes in India and Overseas
  • Co-borrower: Father, Mother, Brother, Sister, Spouse (Husband/Wife), Grand Parents, Parents in law, Maternal/Paternal Uncle.
  • Security: Property i.e. House or Flat, FD –Fixed Deposit, Existing ICICI Bank Home Loan for cross collateral.

Documents required

Below are the documents required for completing your application process

  • KYC documents (Aadhar card / Voter's ID / Passport / PAN card) of the student and the parent/guardian
  • Copy of 12th standard mark sheet or latest education certificate
  • Admission letter with cost of education if available.
  • Most recent salary slips and Form 16 of the parent/ guardian/ co-borrower
  • Latest 3 months bank statement for non-ICICI Bank customer (Not required for ICICI Bank customer)
  • Updated ITR (Income Tax Return with income computation) of 2 years of parent/co-borrower/guardian.